There have been tremendous changes in the financial industry since the financial crisis of 2008. The industry was transformed not only due to population’s loss of trust in larger banks and their increased regulation, but also because of the rapidly developing digital infrastructure and the emergence of FinTech companies. This thesis thoroughly analyses the financial technology industry by investigating key innovations and companies that have successfully implemented them. Research includes framework analysis of current trends in the FinTech industry. The framework, as described by Puschmann 2017, differentiate innovation in three dimensions. The first one is called an innovation object and…

Kaloyan Gorunski

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